Insights

Get ready for what’s next

Expert panelists share ideas that can help you prepare for potential opportunities and risks in 2025 and beyond.

Estate tax savings beyond exemptions

You’ve used up your lifetime Federal gift and estate tax exemption. Now what?

Market briefs

Breaking insights on the economy, market volatility, policy changes and geopolitical events.

Surprising resilience of the S&P 500

Through inflation, recessions, overseas tensions and other volatile market events, this decades-old index has continually reinvented itself, historically tracking solid returns. What’s the secret to its durability?

Selling to employees: an overlooked exit strategy

CIO Market Update Audiocast Series​

Markets remain volatile and news is changing rapidly. The Chief Investment Office is committed to keeping you up to date on their latest insights and reactions through their weekly audio program. Check back for frequent updates of our CIO's Audiocast!​

Weathering the ups and downs of the markets

Capital Market Outlook

This timely commentary from our Chief Investment Office can help you navigate markets and take advantage of emerging trends across the globe.

Do’s and don’ts of investing an inheritance

From tax considerations to asset allocation and more, there are many factors to consider before merging inherited assets into your portfolio. These tips can help.

The 5 stages of charitable giving

Realizing a philanthropic vision can begin at any age — and will evolve over a lifetime. Learn how you and your family can make a meaningful impact that can last for generations.

How can you prepare for a wealth transfer?

Whether you’re hoping to sell the family business or expecting to inherit your parents’ estate soon, it’s important to have a plan in place that empowers you to manage your increased wealth.

Boost your financial fitness

‘Don’t wait to start investing’ and other tips to help women of all ages make the most of opportunities on the road to financial independence

Investment governance for the post-pandemic world

Sunsetting estate and gift tax law provisions

An insightful conversation to help you take advantage of today’s gift and estate laws

Client Story:
Bridges from School to Work

Watch this video and learn how Bridges from School to Work helps young adults with disabilities find meaningful work.

Accelerating charitable impact

Giving through donor-advised funds

Thanks, Mom, for all the great financial advice!

Art at Bank of America

Latest on how we're supporting the art community

Exploring options for tax payments

A step-by-step guide to building your portfolio

Investment management for nonprofits

Making the switch: Your guide to Roth IRA conversions

Thinking about converting from a traditional to a Roth IRA? These insights can help minimize the tax bite and simplify what can seem like a complicated process.

Don’t let global tensions put your portfolio at risk

In a world of heightened geopolitical tensions and shifting markets, uncertainty may seem like the only certainty. Here’s how investors can consider responding.

Let’s Talk Investments

Giving with purpose

How affluent households contributed in 2022

Should your company manage your personal finances?

Strategies that can help you remove needless potential risks from your family business.

Managing your cash

A strategic, tiered approach could help optimize your returns while maintaining the liquidity and safety you need.

5 questions when drafting your trust

Getting the language right matters and can help ensure your wishes are carried out as you planned.

7 keys to navigate a prolonged market downturn

Here’s what you may want to do — and avoid doing — as you maneuver through an extended decline

My Financial Picture®

Access to a more complete view of your finances

Estate planning for a digital world

The value of a corporate fiduciary on your side

Surprising ways to protect your family today

Once you debunk the myths, you’ll see that trusts can provide a variety of powerful financial benefits, especially in uncertain times

LGBTQ+ wealth planning: 5 key considerations

Preparing executives for unexpected life events

By taking thoughtful, strategic steps, you can see to the long-term security and well-being of your family and yourself.​

Increasing your charitable impact

Integrating complex assets into giving strategy

When your wealth is derived from a family business, real estate or another illiquid asset, supporting the causes you’re passionate about requires planning.

When you enter the workforce: What now?

Making charitable giving more tax-efficient

Harvesting your portfolio’s gains can help your philanthropic dollar go farther — and potentially lower your tax bill. Here’s how you can make this strategy a regular part of your wealth planning.

Wealth Strategy Report

Inflation, market volatility and elevated interest rates: Tax consequences and favored planning techniques

Why renewable energy won’t be enough

As the world strives to go green, energy demand is rising. Where will the power come from — and what investing opportunities could be created? Watch our video.

How climate risk can impact your portfolio

How much is too much cash in your portfolio?

You may be tempted to increase your cash holdings when interest rates rise or markets become volatile. These insights can help you understand the risks as well as the benefits.

Inflation and your taxes: What you need to know

Though prices have begun to moderate, inflation adjustments already made for tax year 2023 (and anticipated for 2024) could affect how much Federal income tax you owe. These strategies can help.

Unlocking the power of an inclusive & diverse team

Board diversity is crucial to the success of charitable organizations and foundations. Here’s how to overcome barriers that may prevent you from reaping its benefits.

Artificial intelligence: A real game changer

After decades of expectation, machines that think, learn and create are poised to transform the economy, the markets and our lives

Core principles every investor should know

They can help you keep moving toward your goals, no matter what the markets are doing

Gen Z is about to change everything

The first online generation is projected to eventually become the richest, and their financial preferences and social values are already starting to transform industries and markets

4 times to ask, "How will this affect my taxes?"

Considering the tax implications of key financial moves could save you money. Here’s what you need to know.

'Great Wealth Transfer': emerging trends

As trillions in assets flow to heirs over the next two decades, their investing preferences could create new opportunities. Some trends are already emerging.

Outsourced CIO for Nonprofits: overview & benefits

Key investment management trends for Nonprofits

In this virtual event, a panel of experts will discuss key trends impacting the nonprofit industry for the year ahead.

What is an investment policy statement?

Board-approved documents outlining financial goals and investment objectives guide endowments and foundations through volatile markets. Here are some tips from Bank of America.

Efficient back office solutions for family office

Finding the right person to run your family office

Identifying the best candidates starts with defining what’s most important to your family. This checklist can help

Giving Season 2024 - Market Update

Funding your charitable giving during Giving Season and in the future.

Art market update fall 2024: Opportunity knocks?

Will lower estimates at auctions and discounts at galleries entice reluctant collectors? Will recent interest rate cuts provide a tailwind? Only time will tell, collectors are increasingly opportunistic as they navigate the current market.

Private Bank Online and Mobile
Domestic Wire Transfers

Avoiding trustee (and family) turmoil

Foresight and experienced guidance may help ensure that trusts can fulfill their missions with minimal discord.

How to protect your cloud deployments

Robust security depends on understanding the security measures that complement the protections offered by cloud service providers

Lay the groundwork for strategic grantmaking

Four steps to align your values with your giving

Essentials of a strong cyber response

All companies need to prepare for disruptions caused by cybercrime. Here’s how to get started.

What’s fair vs. equal within families?

This video, featuring Dr. Karl Pillemer of Cornell University, and our expert panelists, explores what’s fair vs. equal when it comes to families and legacy planning.

Donors, beware these digital giving scams

Philanthropic fraud flourishes online. Take these steps to safely make digital donations part of your overall giving plan.

Going paperless

A guide to updating your statement delivery settings

Lending art and collectibles to museums

Managing your concentrated stock position

Artificial intelligence: The next great tech wave?

In this first of three videos examining forces poised to transform the global markets and economy, our analysts explore artificial intelligence, or AI, and the hurdles it could face ahead

Be the foundation for their next chapter

“Helping the next generation become homeowners” talks about the many ways parents and grandparents can lend a hand, including making direct gifts, acting as the banker and establishing a trust.

Nonprofit Investment Management

Balancing Short and Long Term Objectives

Becoming a grandparent. What now?

The 'hard assets' side of estate planning

Allotting family heirlooms is often a surprisingly tough part of dividing up belongings — but can also make for meaningful discussions about what really matters most.

The power of family meetings

Sharing your legacy plan with those you care about is a critical step, often skipped. Here’s how to make estate planning conversations with your family most productive.

Art market update: Searching for terra firma

Collectors can expect auction estimates to come down and galleries to bring lower-priced works to fairs as discretionary sellers wait until market conditions improve.

Giving and racial equity: A starting point

Four steps to help you incorporate racial equity goals into your giving strategy.

Turn your family office into a family bank

Strategically borrowing through your family office can help your family meet distinct goals in flexible, discreet ways.

Capital Market Outlook - January 13, 2025

January 13, 2025

Capital Market Outlook - January 6, 2025

January 6, 2025

2023 Bank of America Study of Philanthropy

Charitable Giving by Affluent Households

Selling your art? Here's how to make it smoother.

Capital Market Outlook - December 23, 2024

December 23, 2024

Capital Market Outlook - December 16, 2024

December 9, 2024

Capital Market Outlook - December 9, 2024

December 9, 2024

Philanthropy in a time of disaster — preparing, responding, recovering

Capital Market Outlook - November 18, 2024

December 2, 2024

Capital Market Outlook - November 18, 2024

November 25, 2024

Capital Market Outlook - November 18, 2024

November 18, 2024

Capital Market Outlook - November 12, 2024

November 12, 2024

Capital Market Outlook - November 4, 2024

November 4, 2024

Capital Market Outlook - October 28, 2024

October 28, 2024

Capital Market Outlook - October 21, 2024

October 21, 2024

Capital Market Outlook - September 3, 2024

September 3, 2024

Give with greater impact

Capital Market Outlook - June 24, 2024

July 1, 2024

Market Decode: The great eight reasons

Keeping your company’s accounts payable secure

Digitization and automation are making AP systems more flexible and easier to use. Companies need to weigh the security risks to protect their customers, partners and internal organization from cybercrime.

Market Decode: Minding the (insurance) gap

Climate-related disasters are causing a sharp rise in insurance rates. Infrastructure investment could be a possible solution.

Smarter way to give: BofA Charitable Gift Fund

Market Decode: Outlook 2025 Sneak Peek

The fiduciary standard

How to Engage Next Gen in Philanthropy

Selecting the appropriate charitable vehicle

Giving year-round with a donor-advised fund

Hone your password-writing skills with this quiz

Use these tips to help keep your financial (and other) online accounts safe

Ways to protect your business & customers

Cyber criminals uncover and target hundreds of new vulnerabilities every minute. Are you prepared?

Beware of these common business scams

Steps you can take to help defend yourself against phishing and other cyber threats

The Request for Proposal (RFP)

Finding the right investment service provider for your organization

Managing your foundation

Award winning service and solutions

Recognized as the 2023 largest U.S. Outsourcing Manager for Endowment Assets and for Foundation Assets

The business impact of cyber incidents

Entire communities can feel the effects — and bear the costs — when cybercriminals breach a single organization. Here’s what each of us can do about it.

Market Decode: Where mortgage rates and home sales could go next

Charitable vehicles comparison

Donor-advised fund or private foundation

Securing the things you connect to the internet

Connected or “smart” devices are fun and convenient — but they can gather and transmit sensitive information about your life and family. Here are steps you can take to maintain household security.

Family office decision

Determining what’s right for your family

Why you need an estate plan

Recreational real estate

Financing a very personal investment

Award winning service and solutions

Recognized as the 2023 largest U.S. Outsourcing Manager for Endowment Assets and for Foundation Assets

Award winning service and solutions

Recognized as the 2023 largest U.S. Outsourcing Manager for Endowment Assets and for Foundation Assets

How cyber criminals engineer deception online

“Social engineering” combines technology, our willingness to trust and deception to scam us out of money and sensitive data

Be cyber secure: Do’s and don’ts for your family

Advice for helping protect yourself and your family from cyber threats

Stay ahead of student scams

Students can avoid falling for these commons scams and their variations by taking a few deliberate steps

Navigating your sale

When children turn 18: What now?

Learn about a family who wasn't quite prepared for issues when their children was at college and helpful tips on being smart about credit cards, online banking and ways to plan for the unexpected.

A look under the hood of the IRA

During a recent event, Omer Farooq, Head of Sustainable Asset Finance, Bank of America, explained key elements of the Inflation Reduction Act. Watch to learn about a sea change for businesses small, medium and large

Meeting your life goals with customized lending

Investing in one of our most valuable assets

How farms and timberland can help you add balance to your portfolio

Commercial real estate financing

Outlook 2025: Launchpad for a new era of potential growth

The impact of potential tax law changes

How to help adult kids achieve financial liftoff

When your children turn to you for financial support — and a roof over their heads — these tips can help you give them the tools they need to move forward on their own

Fine tuning your business

Planning for the transaction of your life

The exit of a founder or owner from the family business deserves to be intentional and well planned.

Your child is turning 13. What now?

This is a great time to start sharing important lessons about financial management, the value of money and the responsibilities of wealth.

What is Socially Innovative Investing?

How a governance budget can empower you

Managing your family legacy through a family office

Families with extensive assets and responsibilities may find that a dedicated, expert staff can help relieve the pressures and unlock the opportunities of wealth.

Realizing your philanthropic vision

Customized yacht financing

Customized Aircraft Financing

The Next Gen Summit

Art and your estate plan

Careful planning could help you achieve your wealth transfer goals without giving up the collections you adore.

Wealth planning insights for corporate executives

Careful planning can help executives diversify their assets and plan for retirement while achieving their estate and charitable goals.

What is it — and how can I measure it?

Protecting your business and your wealth

A succession plan charts a path for your eventual departure from your business, reducing uncertainty for future stakeholders while helping you achieve goals for your business and family.

Investing your cash as interest rates drop

Over the past several years, rising rates offered investors exceptionally high returns on cash. With rates now dropping, consider these moves before they decline further.

How to avoid cyber-enabled investment scams

Criminals are using advanced technology tactics to defraud you of money and data. These tips can help protect you and your family.

Estate plans built to last

Whether it’s advanced gifting strategies for the whole family, selling your company or simply protecting your legacy, the Planning Center of Excellence provides the insights you need to navigate your personal journey.

Planning your charitable legacy

A deliberate, strategic approach to giving can help maximize tax advantages while expanding your support of nonprofit organizations.